It’s natural to hope that the best things are on the horizon. We hope that we’re going to get that promotion. We hope that our kids are going to do well in school. We hope that we’re never going to face a negative financial situation. However, none of this is a guarantee and we’re particularly thinking about the last issue. It’s important to ensure that you are keeping in mind what could go wrong with your finances and preparing for this type of situation. Here are a few of the best ways to  ...